🔷Thinking of using the value of your home to boost your retirement or help family?

 

Equity release could be a smart way to free up funds — without having to sell or move out of your home. Whether you want to support your children with a house deposit, fund home improvements, or simply top up your retirement income, this option may be worth exploring.

📽️ In this video, we break it down:

  • What is equity release?
  • Who qualifies in Ireland?
  • How much can you access?
  • What documents are needed to apply?

How does Equity Release work?
Equity release (commonly through a lifetime mortgage) allows homeowners in Ireland to unlock tax-free cash from the value of their home. The best part? You continue living in your property. The loan is repaid only when the home is sold — usually after you pass away or move into long-term care.

🏡 Popular uses for equity release:
✔️ Help your children with a house deposit
✔️ Clear personal loans or credit card debt
✔️ Finance home upgrades
✔️ Cover medical or care expenses
✔️ Supplement your pension income

Eligibility Criteria in Ireland:
🔹 You must own your home outright
🔹 It must be your primary residence
🔹 The home must be in good condition (valuation required)

📊 How much can you release?
It depends on your age. Typically:
🔹 At 65 — access 20–25% of your home’s value
🔹 At 75 — access 35–40%

📄 Documents Required:

  • Salary certificate (if applicable)
  • Recent payslips
  • 6 months of bank and loan statements
  • Planning documents (for works exceeding €100,000)

⚠️ Important Note:
Equity release isn’t suitable for everyone. It may affect your state benefits and reduce the value of your estate. Always consult your family and seek independent financial advice.

💬 Curious how much equity you could unlock?
We’re here to guide you every step of the way.

👉 Learn more: www.mmadvisors.ie/equity-release-mortgages/
📅 Book a free consultation: www.mortgage.mmadvisors.ie/enquire-now

Stay connected with us online:
🎙 Podcast (Spotify): www.open.spotify.com/show/7B0BiwPhSFOtZTq3tcprCA
🎧 SoundCloud: www.soundcloud.com/money-maximising-advisors
🐦 Twitter (X): www.x.com/advisors_money
💼 LinkedIn: www.linkedin.com/company/money-maximising-advisors-limited/
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🖋 Daily Blog: www.mmadvisors.ie/blog/

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