Money Maximising Advisors Limited

  Make Your Dream of Homeownership a Reality with a Public Sector Mortgage in Ireland! If you’re employed in the Irish public sector, you may be eligible to borrow significantly more with a  Public Sector Mortgage . Let’s take a look at how two public service professionals, Pat and Mary, benefited from this opportunity to boost their borrowing limit. Pat holds a Clerical Officer post in the Department of Health (Grade 7, Point 4), earning an annual salary of €53,904. Mary works at the Department of Education as a Clerical Officer (Grade 4, Point 6), with a salary of €36,215. Here’s what many don’t realise:  According to Central Bank guidelines, first-time buyers can borrow up to four times their qualifying income. With the Public Sector Mortgage, however, the qualifying income calculation includes three increments above their current salary grade — as well as guaranteed allowances and overtime. Let’s break it down: Pat’s qualifying income:  €61,975 (includes €3,360 i...