Money Maximising Advisors Limited

  Have you considered that the equity in your current property might be the stepping stone to your next investment? Across Ireland, an increasing number of homeowners are turning to  Buy-to-Let Equity Release  as a smart way to free up funds from their existing home and take a step towards greater financial security. This strategic move enables you to tap into the value you’ve built over time and reinvest it — helping you expand your property portfolio, earn consistent rental returns, and create lasting wealth — all without needing to save a large deposit upfront. Take John’s story as an example. His primary residence is worth €400,000, with just €100,000 left on the mortgage. Keen to purchase a second home for rental income and future financial growth, John faced the challenge of not having the typical 30% deposit required. Here’s what he did: 👉 John refinanced his current home and borrowed €175,000 — releasing €75,000 in equity. 👉 That €75,000 became the deposit for a...

  Make Your Dream of Homeownership a Reality with a Public Sector Mortgage in Ireland! If you’re employed in the Irish public sector, you may be eligible to borrow significantly more with a  Public Sector Mortgage . Let’s take a look at how two public service professionals, Pat and Mary, benefited from this opportunity to boost their borrowing limit. Pat holds a Clerical Officer post in the Department of Health (Grade 7, Point 4), earning an annual salary of €53,904. Mary works at the Department of Education as a Clerical Officer (Grade 4, Point 6), with a salary of €36,215. Here’s what many don’t realise:  According to Central Bank guidelines, first-time buyers can borrow up to four times their qualifying income. With the Public Sector Mortgage, however, the qualifying income calculation includes three increments above their current salary grade — as well as guaranteed allowances and overtime. Let’s break it down: Pat’s qualifying income:  €61,975 (includes €3,360 i...