Over 60? Make Smarter Pension Choices Before It’s Too Late ⏳
If you’re in your 60s, this is one of the most important financial windows of your life. ⏳ The decisions you make now around your pension, tax relief, and retirement income can shape your lifestyle for decades to come. And the truth is… small choices today can have a big impact later. Let’s break it down in a simple way 👇 👉 When can you actually retire? It depends on your pension type: • Personal Pensions & PRSAs — typically accessible between age 60–75 • Company Pensions — retirement age is usually set by your employer (often 60–70) • AVCs — usually taken alongside your main company pension • Retirement Bonds — follow the rules of your original scheme 👉 How can you take your money? You’ve got a few key options: ✔️ Take a tax-free lump sum (up to €200,000 lifetime limit) ✔️ Choose an annuity for guaranteed income for life ✔️ Use an Approved Retirement Fund (ARF) to stay invested and draw income flexibly ✔️ Take ...