Money Maximising Advisors Limited

Looking to unlock up to  €100,000  from your property without selling it? 🏡 With an  Equity Release Mortgage , Irish homeowners can re-mortgage and access funds for  renovations ,  debt consolidation , or even  helping their children buy their first home . 📽  Watch our video  to discover how it works, who qualifies, and why this flexible finance option is gaining huge popularity in  2025 . Equity Release Mortgage: Unlock up to €100,000 with Ease 💶 If you own a home in Ireland,  equity release  allows you to  access extra funds  by re-mortgaging your property. You could  release up to €100,000  in cash or equity — quickly and easily. 💡  You can use the funds to: 1️⃣  Renovate or retrofit your home  — Improve comfort, boost value, and enhance energy efficiency. 2️⃣  Consolidate debts  — Merge existing loans, lower your monthly payments, and simplify finances. 3️⃣  Support your chil...

  Make Your Dream of Homeownership a Reality with a Public Sector Mortgage in Ireland! If you’re employed in the Irish public sector, you may be eligible to borrow significantly more with a  Public Sector Mortgage . Let’s take a look at how two public service professionals, Pat and Mary, benefited from this opportunity to boost their borrowing limit. Pat holds a Clerical Officer post in the Department of Health (Grade 7, Point 4), earning an annual salary of €53,904. Mary works at the Department of Education as a Clerical Officer (Grade 4, Point 6), with a salary of €36,215. Here’s what many don’t realise:  According to Central Bank guidelines, first-time buyers can borrow up to four times their qualifying income. With the Public Sector Mortgage, however, the qualifying income calculation includes three increments above their current salary grade — as well as guaranteed allowances and overtime. Let’s break it down: Pat’s qualifying income:  €61,975 (includes €3,360 i...

Thinking of buying your first home in Ireland? If you work in the public sector, there are several ways to boost your mortgage potential. From government schemes like the Help to Buy initiative to the First Home Scheme, there’s a lot you could be eligible for. Let’s take a closer look at how a couple made it work. Case Study: Meet Tom and Sarah — both are employed in the civil service, each earning €45,000 annually and currently on point 5 of the pay scale. Their expected progression to point 8 will bring their income to €52,000. What does this mean for their mortgage? Lenders can consider projected salary increases up to three pay scale points above their current one. As a result, their borrowing capacity increased by €28,000. As first-time buyers, Tom and Sarah qualified for both the Help to Buy scheme and the First Home Scheme. They had €10,000 saved, which also contributed to their home purchase. Here’s the breakdown of how they funded their €498,000 home: €416,000 — secured throug...

  Across Ireland, many homeowners find themselves “asset-rich but cash-poor.” You’ve worked hard, paid off your mortgage, and built up real value in your home — but accessing that value without selling or downsizing? That’s often the challenge. At Money Maximising Advisors Limited , we help you do just that. Through an Equity Release Mortgage , you can unlock up to €100,000 in tax-free cash  — all while staying in the home you love. ❤️ 💬 What is an Equity Release Mortgage? An Equity Release Mortgage lets you remortgage your property and access a lump sum or flexible cash facility, without selling your home. It’s a practical solution for homeowners over 55 who want to use the value in their property to live life on their own terms. 💡 Use Your Equity To: ✅ Consolidate debts or reduce monthly outgoings ✅ Make long-overdue home improvements 🔨 ✅ Cover medical expenses or support your retirement ✅ Help your children get onto the property ladder 🏡 ✅ Pay for education, legal or d...