Money Maximising Advisors Limited

 Are you dreaming of owning your first home in Ireland but struggling to save for a deposit? You’re not alone. Thousands of  first-time buyers in Ireland  face this exact challenge every year. The good news? The  Help to Buy Ireland  scheme could put thousands of euros back in your pocket to help you step onto the property ladder. At   Money Maximising Advisors Limited , we’ve helped countless clients navigate the complexities of the  HTB scheme 2026  and secure their dream homes across Dublin, Galway, and throughout Ireland. In this comprehensive guide, we’ll walk you through everything you need to know about eligibility, claims, and maximising your refund. Read More:- https://mmadvisors.ie/help-to-buy-scheme-ireland-complete-eligibility-guide/

 Choosing the right mortgage is one of the most important financial decisions you will ever make, and having expert guidance can make a significant difference. Money Maximising Advisors Limited offers trusted and independent mortgage comparison advice in Ireland, helping individuals and families secure the most suitable home loan based on their personal financial circumstances. Our experienced advisers work closely with clients to compare mortgage products from leading Irish lenders, carefully reviewing interest rates, fixed and variable options, repayment terms, incentives, and long-term affordability. We believe that a mortgage should support your lifestyle and future goals, not restrict them. That is why our advice is always clear, practical, and focused on value. Whether you are a first-time buyer navigating the mortgage process for the first time, a homeowner looking to switch your mortgage for a better rate, or an investor seeking a competitive buy-to-let mortgag...

  Saving money in Ireland has become more strategic than ever. With interest rates stabilising and new financial products entering the market, choosing the right savings account can make a meaningful difference to your financial future. Whether you’re building an emergency fund, planning for a major purchase, or simply looking for better returns on idle cash, understanding the best savings accounts in Ireland is essential. At Money Maximising Advisors , we help individuals and families identify smarter ways to grow and protect their savings. This guide explores Ireland high interest savings accounts , best deposit accounts Ireland 2026 , and the most suitable options based on different financial goals. How Savings Accounts Work in Ireland Before choosing where to place your money, it’s important to understand how savings accounts operate in Ireland. Most savings accounts earn interest annually or monthly, known as the savings account interest rates Ireland offers. Interest earned...

  The Irish property market has always been a hot topic of conversation, but in 2026, it’s taking centre stage like never before. Whether you’re a first-time buyer trying to get onto the property ladder, a homeowner looking to remortgage, or an investor exploring opportunities, understanding the current landscape is crucial. At   Money Maximising Advisors Limited , we’ve been guiding clients through the complexities of mortgages for years, and we’re here to break down everything you need to know about   Irish mortgage rates 2026  and the significant changes shaping the market this year. The mortgage landscape in Ireland has undergone notable shifts in recent months, influenced by European Central Bank decisions, regulatory updates from the Central Bank of Ireland, and evolving lender policies. If you’re navigating the mortgage market in 2026, this comprehensive guide will help you make informed decisions about your financial future. The Irish property market has alwa...

  Retirement planning in Ireland is entering a new phase with the introduction of the Auto-Enrolment Pension Ireland system. Designed to improve long-term financial security, this reform aims to ensure that more workers actively save for retirement through a structured and supported approach. At Money Maximising Advisors , we help individuals and businesses understand how this new framework works and how it fits into wider financial planning. What Is the Automatic Enrolment Retirement Savings System? The automatic enrolment retirement savings system is a Government-led initiative that will automatically place eligible employees into a pension scheme if they are not already contributing to a workplace or personal pension. The goal is to close the pension coverage gap by making pension saving the default option rather than a voluntary choice that many delay or overlook. This system acts as a supplementary pension Ireland solution, working alongside the State pension to provi...

 Planning for retirement whilst managing inheritance tax concerns has become increasingly important for Irish workers in 2026. If you’re exploring ways to secure your family’s financial future whilst benefiting from significant tax advantages, understanding Section 72 pension Ireland options could be one of the smartest financial decisions you’ll make this year. At Money Maximising Advisors Limited , we’ve helped countless Irish families navigate the complexities of retirement planning and inheritance tax strategies. Our experienced team understands that choosing the right employer pension Ireland structure isn’t just about saving for retirement — it’s about protecting your loved ones and maximising every euro you’ve worked hard to earn. This comprehensive guide will help you understand how Section 72 policies work, who benefits most from them, and why they’ve become such a popular choice for tax-efficient retirement savings Ireland in 2026 Read More:- https://mmadvisors.ie/se...

  When gifting money or assets in Ireland, understanding how tax rules apply can help you avoid unnecessary Capital Acquisitions Tax (CAT). One of the most useful and straightforward reliefs available is the Small Gift Exemption , often referred to as the CAT small gift rule Ireland . At Money Maximising Advisors , we regularly help individuals and families use this exemption correctly as part of smart financial and tax planning. This guide explains the small gift exemption in clear, simple terms and shows how it fits into the wider Ireland gift tax rules . What Is Capital Acquisitions Tax (CAT)? Capital Acquisitions Tax applies to gifts and inheritances received in Ireland. CAT is charged at a rate of 33% on the value of a gift or inheritance once certain tax-free thresholds are exceeded. These thresholds depend on the relationship between the person giving the gift and the person receiving it. Ireland has three CAT groups: Group A  — mainly parents to children Group B  — si...