Money Maximising Advisors Limited

Meet Pat  — a seasoned property investor with three fully owned buy-to-let properties, collectively worth €1 million and generating strong rental income. Now, Pat has bigger plans: she wants to develop a new apartment block near a university, specifically for student rentals — a high- demand market with long-term yield potential. To secure the development finance loan, Pat needed to put down a 30% deposit. Instead of dipping into his savings, he took a smarter route. 👉 She released equity from her existing buy-to-let portfolio using  equity release mortgages . The capital raised was enough to cover the entire deposit required, unlocking his ability to fund the new development without selling assets or seeking outside investors Retains ownership of his existing rental income properties Is building a brand-new revenue stream with high rental demand Has scaled his portfolio using the power of equity, not just cash At Money Maximising Advisors (MMA) we help landlords like Pat transl...

          A Buy-to-Let mortgage is designed for those purchasing property with the intention of renting it out , rather than living in it. With the rise in rental demand and interest in property investment, understanding Buy-to-Let mortgages is essential for new and experienced landlords alike. This guide outlines everything you need to know about Buy-to-Let mortgages, including: 🔹 What is a Buy-to-Let Mortgage? Buy-to-Let mortgages are similar to residential mortgages but with key differences: Lenders assess the rental income potential , not just personal income. Interest rates may be higher, and deposit requirements are typically 25% or more. Most Buy-to-Let mortgages are interest-only , meaning you only repay the interest monthly and repay the full amount at the end of the term. 🔹 Key Considerations Before Applying: To be eligible, you’ll generally need: To be at least 21 years old A good credit history Proof of income and affordability A minimum deposit...

  Thinking of retiring early but unsure of the best route? At Money Maximising Advisors Limited , we help you understand your options clearly — whether it's Cost Neutral Early Retirement or Ill Health Retirement . ✅ Cost Neutral : Retire before the standard age with reduced pension benefits. ✅ Ill Health : Retire early if you're permanently unable to work due to health issues — with immediate pension access and potentially more service years. 💡 Key Difference: • Cost Neutral = Lower pension benefits • Ill Health = Medical assessment required, with possible added service years 📍 Based in Dublin and Galway , we serve clients across Ireland. 📞 Need expert guidance? Our team of experienced Tax Advisors , Certified Financial Planners (CFP) , and Qualified Financial Advisors (QFA) are here to support both private and public sector employees. 🔗 Book your free consultation today and let us help you secure a confident and informed retirement #MoneyMaximisingAdvisors #Retire...

Public Sector Mortgage for First Time Buyers Meet Tom and Sarah. They both work as civil servants and each has an annual salary of €45,000. Both are on point 5 of their salary scales. Point 8 of the civil servants’ pay scale is €52,000. The future salary of up to 3 points current paygrades can be used as their qualifying incomes. This increases their borrowing power and max mortgage by €28,000. As First-Time Buyers, they will qualify for the Help to Buy scheme, the First Home Scheme. They have €10,000 in savings. In summary, by utilising all of the incentives available to them, Tom and Sarah managed to purchase a property for €498,000. HOW? €416,000 – from a Public Sector Mortgage €30,000 – from the Help to Buy scheme €42,000 – from the First Home Scheme, and €10,000 – from their own savings. They were able to purchase a property worth €498,000 by using all of the incentives available to them. Are you a public sector worker in Ireland contemplating homeown...

  Here’s the Smart Way To Do   So, you’ve built up some equity in your buy-to-let property and you’re wondering —  “ Can I actually use that equity to reinvest or free up cash? ”  The answer is yes. And if you’re based in  Galway ,  Dublin , or anywhere across  Ireland , you’re in the right place.   At  Money Maximising Advisors Limited , we make it easier for landlords and investors to unlock that hidden value with tailored solutions like  Equity Release On Buy To Let Galway  and  Buy To Let Mortgage Galway .   🏘️  Here’s the deal – What is Buy-to-Let Equity Release? If your property’s value has increased or you’ve paid down a chunk of your mortgage, that’s equity. Instead of letting it sit there, you can  remortgage to release equity from your buy-to-let property . That means you can: ✅ Invest in another rental ✅ Renovate your current property ✅ Pay off high-interest debts ✅ Boost your retirement pot ✅ Or simp...

  How One Couple Unlocked €75,000 from Their Home—Without Touching Their Savings John and Mary, both teachers with a combined income of  €100,000 , own a home valued at  €350,000.  With a mortgage balance of  €200,000 , they have  €150,000  in equity. By remortgaging for  €225,000 , they clear their existing loan and free up  €75,000  in cash. They can now renovate their home, support their children’s education, help with a second property purchase, or reduce debt— all without dipping into savings. More Details 👇 🏡 Unlock the Hidden Value in Your Home – Just Like John & Mary Did! 💡 Did you know your home could hold the key to your next big opportunity? At Money Maximising Advisors , we help families across Galway, Dublin, and all of Ireland tap into the equity in their homes — opening doors to financial freedom, smart investments, and peace of mind. 📍 Case Study: John & Mary – Teachers in Ireland Meet...

  📣 Unlock Exclusive Mortgage Solutions for Public Sector Workers in Ireland! 🏡 Looking to secure a brighter future with a reliable mortgage plan? At Money Maximising Advisors , we specialise in tailored mortgage advice for public sector employees. Borrow up to 4x your qualifying income and enjoy the benefit of using your salary 3 points above your current grade ! Whether you're interested in Public Sector Mortgages , Buy To Let Mortgages , Irish Ex-Pat Mortgages , Mortgage Comparisons , or exploring an Equity Release Mortgage , we’re here to guide you every step of the way. Looking for the right mortgage in Ireland can be overwhelming — but not with Money Maximising Advisors by your side! Whether you’re based in Galway , Dublin , or anywhere across Ireland, our qualified advisors are here to help you make confident, informed decisions about your future. 👨‍⚕️👩‍🏫 Public Sector Mortgages Are you employed in the public sector? You may be eligible to borrow up to 4x your quali...